Gold Reward Loan

Rewarding saving with a preferential interest rate

For members with 1 or more years’ Royal Mail Service or Penny Post membership

Borrow 4 x Penny Post savings balance
(borrow £1,000 – £15,000)

Apply to Top Up online

or if preferred

by using our Nivo App on your mobile

Special Reward interest rate 7.1% p.a. (7.4% APR)

Gold Reward Loan at a glance –

Normal Gold Loan terms & conditions apply – click here for full details.

Representative Examples

Weekly repayments

Borrowing £2,500 over 138 weeks will cost £20 a week. Total amount repayable is £2738.16 which includes interest at 7.4% APR.

Monthly repayments

Borrowing £9,500 over 62 months will cost £185 a month. Total amount repayable is £11275.16 which includes interest at 7.4% APR.

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