Penny Post Savings

Save a few ££s straight from your pay and watch your savings grow.

Regular Account

Regular Savings from when you join!

Withdraw funds whenever you wish!

Savings earn a competitive annual dividend*

Christmas Account

Save for Christmas every pay day!

Withdrawals permitted in November & December

1% higher dividend than Regular Shares*

Plus Account

Extra dividend for longer term saving!

2 Withdrawals permitted each year

0.5% higher dividend than Regular Shares*

Prime Account

Flexible interest-bearing savings account!

Withdraw funds whenever you wish!

1.5% AER (variable) paid monthly

Jam Jar Account

Handy ‘extra’ savings account!

Withdraw funds whenever you wish!

Savings earn a competitive annual dividend*

Young Savers

Helping families save! £10 Birthday Bonus every year

Withdraw funds whenever you wish!

Savings earn a competitive annual dividend*

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.

Online Banking

Manage your account, request withdrawals, apply for loans and so much more…

How much can I save?

Members deposits are limited to £1,000 each month, across all their Penny Post savings accounts. 

Savings Calculator

Use our savings calculator to see how much you could save

Important to know

Withdrawing Your Savings

The quickest and easiest way to withdraw savings is using Online Banking or the Penny Post App. Request a withdrawal, and funds will be transferred to your bank or building society.

Withdrawals are processed during office hours, so if you request a transfer in a morning, funds are usually in your account by the end of the day. Weekend requests are processed on a Monday morning, and evening requests are processed the following day.

You can also call our Member Services Team during office hours to request a transfer.

How much can I save each month?

Members deposits are limited to £1,000 each month, across all their Penny Post savings accounts. For further information, click here.

Members Quotes
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“As money is taken from my wages, I don't really miss it, so it’s a nice surprise when I see how much you have saved!”

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“My savings are taken automatically from my pay, I don’t have to think about it. My savings are easy to withdraw and is normally in my bank the following day.”

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"Saving with Penny Post pays for my holidays every year and as it comes straight from my pay, I don’t really miss the money"

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"Penny Post has helped me save and move forward with my finances"

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"Helped me save for the first time in my adult life"

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"Penny Post has helped me to save money that would otherwise have been frittered away."

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