Need a Holiday Loan? We Can Help! ️

Summer is just 8 weeks away! Whether you’ve already booked your dream holiday or you’re eyeing a last-minute escape, Penny Post is here to help with you holiday loans! 

Why choose a Penny Post Loan? 

  • Quick and easy application 
  • Fast decisions 
  • Lower rates than most credit cards – from just 2.9% APR 
  • Keep your savings growing with dividends* 
  • Flexible repayments that fit your budget 
  • Use the money however you like – flights, hotels, spending money 

Remember, think twice before using your credit card for a holiday loan- they can often charge over 20% APR. At Penny Post, our rates start at just 2.9%! Apply now and check out the difference in repayments. (See advice on borrowing safely here)

Two Great Loan Options: 

  1. Personal Loan – No savings? No problem! – Perfect if you’re just getting started or haven’t had a chance to save yet. Borrow up to £10,000 for holidays, home improvements, car repairs, or anything life throws your way. 
  • Quick application 
  • Fair rates 
  • Flexible repayments 

Apply now 

  1. Advantage Loan – Got £200+ saved with us? – Make your savings work harder! If you have £200 or more in your Penny Post account, borrow up to five times your Voyager Alliance savings, between £1,000 and £25,000, at extremely competitive interest rates. With save as you borrow your savings will continue to grow whilst repaying your loan. 
  • Use your savings as a base 
  • Great for larger expenses like holidays, weddings, or renovations 
  • Still keep your savings earning dividends* 

Apply Now

Why Penny Post? 

At Penny Post, we want you to have the best holiday possible—without the stress. As a credit union, we’re owned by our members and here to support you, not profit from you. 

No hidden fees. No pressure. Just an affordable holiday loan and honest lending to help you enjoy a well-deserved break. 

Let us help you make this summer one to remember—apply today! 

*Dividends are not guaranteed. Loans subject to terms, conditions, and affordability checks.