Each loan application is treated in the utmost confidence by Penny Post Credit Union and will be considered on its own merits. It is Credit Union policy to meet the borrowing requirements of as many members as possible, depending on the available funds.

Applications for loans are made on a standard loan application form. Please contact us if you require any assistance throughout the application process.

Click here to download a Loan Application Form

Click here to download the Loan Terms & Conditions


Penny Post Credit Union loans are repaid on a weekly or monthly (salaries) basis; there are some legal limitations to length and amount of loans. Members are generally advised to repay a loan in as short a time as possible. Five years is currently our maximum loan term. Should a member experience difficulties in meeting repayment commitments, they should immediately explain the situation to the credit union, which will treat the matter sympathetically and in total confidence.